Privacy Policy & Terms of Use

SBA Problem Solver is committed to transparency about how we collect, use, and protect your information.

Effective Date: January 1, 2026
Terms of Service

Terms of Service

Last updated: April 8, 2026

Plain‑English Promise: We’re here to give business owners clear information and honest guidance. These Terms govern your use of the website operated by HEINKEL TAX LAW GROUP, LLC DBA SBA Problem Solver. By accessing or using this Site, you agree to be bound by these Terms.

1. Informational Purposes Only — Not Legal or Tax Advice

The content on this Site is for general informational and educational purposes only. Nothing on this Site is, or should be taken as, legal, tax, financial, or accounting advice for your specific situation. You should not act or refrain from acting based on anything you read here without consulting a qualified professional licensed in your jurisdiction.

2. No Attorney–Client Relationship Through the Site

Visiting this Site, submitting a contact form, or sending us an email/text does not create an attorney–client relationship. A relationship is only formed when:

  • We confirm in writing that we agree to represent you; and
  • You sign an engagement agreement and satisfy any initial requirements (such as payment of a retainer).

3. Who May Use This Site

By using this Site, you represent that you are at least 18 years old and will use the Site only for lawful purposes. If using the Site on behalf of a business, you represent that you have the authority to bind that business to these Terms.

4. No Guarantees of Outcome

Past results do not guarantee future outcomes. Every SBA/Treasury matter depends on specific facts and the decisions of third parties like the U.S. Small Business Administration or the Bureau of the Fiscal Service. Nothing on this Site should be read as a promise or guarantee of a particular result.

5. Consultations, Strategy Sessions, and Paid Services

Any consultation or strategy session you book is designed to help you understand your options but does not, by itself, create an ongoing attorney–client relationship. Fees and payment terms will be disclosed at the time of booking.

6. Intellectual Property

All content on this Site—including text, graphics, logos, and downloads—is owned by or licensed to HEINKEL TAX LAW GROUP, LLC and is protected by copyright and trademark laws. You may not copy, modify, or distribute any content without our prior written consent.

7. Acceptable Use of the Site

You agree not to use the Site in any way that violates law, introduces malicious code, or uses automated systems (bots/scrapers) to access the Site without permission. We may suspend access for any suspected violation.

8. Third‑Party Links and Resources

This Site may contain links to third-party resources for your convenience. We do not control or assume responsibility for any third-party content, products, or services.

9. Privacy

Your use of this Site is also governed by our Privacy Policy. A2P Note: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing with subcontractors in support services, such as customer service, is permitted.

10. Disclaimers

The Site and all content are provided on an “as is” basis. We do not warrant that the Site will be uninterrupted, error‑free, or free of viruses. We disclaim all warranties, express or implied, to the fullest extent permitted by law.

11. Limitation of Liability

HEINKEL TAX LAW GROUP, LLC will not be liable for any indirect, incidental, or consequential damages arising out of your use of the Site. Our total liability will not exceed the amount you paid us for access to the Site during the three months prior to the claim.

12. Indemnification

You agree to indemnify and hold harmless HEINKEL TAX LAW GROUP, LLC and its agents from any claims or expenses arising out of your use of the Site or violation of these Terms.

13. Changes to the Site and These Terms

We may revise these Terms from time to time. Your continued use of the Site after changes are posted constitutes your acceptance of the updated Terms.

14. Governing Law and Venue

These Terms are governed by the laws of the State of Florida. Any legal action must be brought exclusively in the state or federal courts located in Pinellas County, Florida.

15. Severability & 16. Entire Agreement

If any provision is found unenforceable, the remaining provisions remain in effect. These Terms and our Privacy Policy constitute the entire agreement regarding your use of the Site.

17. Contact Us

HEINKEL TAX LAW GROUP, LLC DBA SBA Problem Solver
2454 N. McMullen Booth, Suite 700
Clearwater, FL 33759
Phone: 866-695-5313
Email: [email protected]
Section 18

SMS/Text Messaging Terms

A2P 10DLC Compliance: We send appointment confirmations, case updates, and educational messages to users who have opted in.

Cancellations & Opt‑Out: You can cancel the SMS service at any time by texting "STOP" to our number. We will send a one-time confirmation message. To join again, simply sign up as you did the first time.

Help & Support: Reply with the keyword HELP for assistance, or call 866-695-5313.

Frequency & Cost: Message and data rates may apply. Message frequency varies based on your inquiry and case status. Carriers are not liable for delayed or undelivered messages.

Privacy: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other use case categories exclude text messaging originator opt‑in data and consent.

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